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Budget Planning**

A young Malay woman in a hijab and modest baju kurung is sitting at a desk, smiling and looking at a budget spreadsheet on her laptop. The setting is a bright and tidy home office.  She has a pen in her hand and is highlighting figures on the screen.  Include a calendar and a small potted plant on the desk.  safe for work, appropriate content, fully clothed, professional, perfect anatomy, correct proportions, natural pose, well-formed hands, proper finger count, high quality.  The scene should convey a sense of financial organization and planning.

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Rahsia Jimat Duit Persediaan Peperiksaan Pengurusan Runcit: Jangan Terkejut Dengan Hasilnya!

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Perjalanan untuk menjadi seorang Pengurus Runcit yang bertauliah bukanlah sesuatu yang murah. Dengan kos sara hidup yang semakin meningkat, melabur ...